Chop red onion, bell pepper, jalapeno, and garlic. Cook beans in instant pot.
Heat oil in pot.
Add onion, bell pepper, jalapenos, chili powder, cumin, cayenne and salt. Fry until the bell peppers and jalapenos are soft and onions are starting to become translucent.
Add ground turkey and garlic and cook until the turkey is browned, breaking the beef up with spoon.